net: if: Do not start ACD for localhost or point2point links

When adding IPv4 address to the network interface, there is no
need to start ACD procedure for localhost or point-to-point links.
The ACD start function would mark the IP address like 127.0.0.1 as
tentative and never make it preferred which would then cause issues
when selecting the network address for sending.
As the ACD start is also called when the network interface comes up,
add the localhost and point-to-point link check to ACD start function
so that we will avoid ACD checks in this case.

Signed-off-by: Jukka Rissanen <jukka.rissanen@nordicsemi.no>
(cherry picked from commit 902c95ab)